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Pool, spa and outdoor project loans

 

from7.99%*APR with AutoPay and Excellent Credit

Low rates. Great service. That's Lending Uncomplicated.®

Whole-project funding, with no fees, no home equity requirements.

The unsecured LightStream loan has no fees or prepayment penalties. There are also no appraisals or home equity requirements.

Finance any outdoor project, at a low interest rate.

When you have good credit, you deserve a low-interest, fixed-rate loan. You can be confident that’s what you’ll get with LightStream, because we back our low rates with our Rate Beat Program. 1

We can fund your loan as soon as the day you apply.

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You’re in control of the loan process with LightStream. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply.

Experience the refreshingly simple LightStream loan.

Check your rate, then apply from your smartphone, tablet or computer, and get a low rate on our virtually paperless loan, from $5,000 to $100,000.

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How does it work?

We team up with contractors, home improvement experts, pool builders, home renovators, remodeling contractors, and more. “Offering contractor financing” sounds complicated, but it’s dead easy. You don’t have paperwork to fill out or a complicated process to walk through — we handle all of that part!  

When you send your customers to HFS Financial for financing, you can be sure they’re in safe hands.

We offer:

 

  • No Stage Funding

  • No Equity / No Appraisal

  • No Money Down

  • Direct-to-Consumer Funded

  • Terms Up To 20 Years

  • Personal Loans

 

That’s right — no stage funding. After working with contractors for so long, we know what a game-changer that is. The whole project funds direct to the customer, up-front. 

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